Scott, I have followed you for years, and treated your first book like a bible since a good friend of mine gave it to me in 2010 -- when my husband died. At that time I could not afford my mortgage repayments, and I had a six-month-old baby.

Hi Scott, My accountant told me that a family trust is not the ‘tax haven’ it used to be a few years ago. Is that true?

Hi Scott, I am a recovering gambling addict. I got hooked at a young age, but I have not gambled in the last 18 months.

Hi Scott, We live beyond our means -- especially my husband. We have been married two years; I earn $45,000 and he earns $70,000.

Hi Barefoot, I have been an avid reader of your column in the Herald Sun and have read your book back to front several times. With your inspiration, I paid off my $1.

Hi Scott! I am a 15-year-old aspiring artist who is interested in doing commissions for online customers.

Hi Scott A friend of mine, who is in real estate and whose mum is an accountant, suggests that it is more tax effective to buy a new car on a three-year finance deal with an agreed buyback figure than to drive a cheaper older car. My friend seemed to get a good tax return for her earnings due to this.

Hi Scott, I am a successful elderly businesswoman. My business (which I started from scratch) is conservatively valued at $7 million.

Hi Scott, God love your cotton-picking socks, Barefoot! With your help I have, in under two years, eliminated all my credit card, personal loan and car debt, and built up some Mojo as well.

Hi Barefoot, I have a question about how to deal with an upcoming bit of luck. I am the CTO (Chief Technology Officer) of a startup, and when I started I was allocated 5 per cent of the company’s shares.

Scott, Last weekend I took offence at your comment about ‘double dipping’ on paid parental leave (PPL). The PPL scheme was designed so that government and industry can support families together, so there is NO SUCH THING AS DOUBLE DIPPING!

Hi Scott, I am currently (fairly happily) employed as a paramedic. However, I have been thinking about further study to pursue a career in medicine.

Hi Scott, I have recently separated from my (now ex) husband, who was extremely financially controlling (I have only just learned how to use internet banking!).

Barefoot, I am humbled by the current state of the WA economy. My current job is paying me 50 per cent less than what I was earning four years ago.

Scott, My husband died in September 2014. I was too emotional to invest the money I received, so I thought I would go with a broker to reduce my stress in those raw, grieving days.

Scott, I can’t believe the Americans could vote in such a loose cannon as Donald Trump. The experts are predicting that he will be an absolute disaster.

Dear Scott, My question to you is this. In your column you often state that couples should have their money in joint accounts.

Hello Scott, I will be 65 next year and I am in good health. I have seen a financial advisor who advised me to transfer all my AustralianSuper money ($680,000) to Netwealth and to put it under my wife’s name so I can obtain a health card.