Hi Scott, I am a 33-year-old long-term single mum with a 16-year-old son, and I am finally ready to buy my first home. I am lucky enough to be in love with my defacto partner (of 10 months), who lives with us, but am wondering if I need a ‘worst case plan’ to protect the house in case we separate.

Hi Scott, I have just won an insurance payout after seven years of fighting a rape case with the church. The payout will total $175,000 after my lawyers are paid.

Hi Scott, I grew up on a farm and have always wanted my own. My wife and I are in our late 40s.

Hello Scott, My husband and I are now retired. We spoke recently to a financial advisor about our super, which is currently in two industry funds (VicSuper and Equip Super).

Hi Scott, I am a recently widowed 33-year-old mum of a one-year-old, and I am feeling the pressure of managing my finances. My situation: I have $350,000 in savings but I owe my in-laws $170,000.

Hi Scott, My partner and I have four houses -- three are investments. Together they are worth about $1.

Hi Scott, My wife and I, both 43, are having a difference of opinion. We owe about $8,000 on our mortgage and have $60,000 in cash.

Hello Scott, I am in my 60s and earn less than $30,000 a year. I have 1,000 Telstra shares which I am considering cashing in (I would get about $5,000) to buy my son a car.

Hi Scott It’s 3AM and I can’t sleep. I am looking at buying my first home and stressing about how much I can afford.

Dear Scott, I am a 79-year-old retired lady, still active. I own my unit in Bentleigh, worth maybe $800,000.

Hey Scott, The banks were being questioned recently over their dodgy fees. So why aren’t member-owned companies -- like ASG -- in the same boat?

My daughter has a $300,000 home loan on which my wife and I have gone guarantor. The loan is split into two parts.

Hi Scott, I recently attended a forex seminar. There was limited learning but much selling of a two-day course costing $13,000.

Hi Scott, I have been diagnosed with a brain tumour and require surgery with no guarantee of an outcome. I am 44 years old, married with twins (boy and girl, aged seven).

OK, I have been driving my busted-arse Holden Astra for 15 years. I am turning 50 soon and my boyfriend is going to buy me a new car, so l am looking at a luxury Audi TT convertible.

Hey Scott, Not so much a question, I just wanted to say thank-you. I read your article about calling your bank and bluffing to get a cheaper home loan rate.

Scott Are you kidding? Last week you advised ‘Rachel’ a single mother to let the family home go and then rent?