Articles & Questions
Every week I publish a fun new article on a money topic I think you’ll find interesting. I also answer a handful of reader questions. Subscribers to my newsletter get to see everything first — but you can browse some of my past articles & questions on this page.
My Best Articles
Not sure where to start? Below I’ve handpicked a few of my favourites. And if you like what you see, don’t forget to subscribe to my free newsletter to get new issues before anyone else!
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Double Tax Hit
Hi Scott, After losing my engineering job last year, I have been working multiple part-time positions and taking occasional work opportunities when they arise. I am in the same position I was at university, with one job taxed at the normal rate and all other ‘second jobs’ taxed at a much higher rate.
50 is the New 40
Hi Scott, I am a recently separated woman of 50. After settlement, I might get about $140,000.
Love Me Two Times, Baby
Hi Barefoot, My fiancé and I live in a large regional centre. We have a family home on a 30-year loan which we are on track to own in 12 years.
The Real Secrets of Success
Do you know the biggest lesson I’ve learned from answering thousands of people’s questions? Most people ask the wrong question.
Knock Some Sense into My Mum
Hi Scott I need you to knock some sense into my mum! My parents are both in early 50s, and both have no money in super (they are self-employed and do not pay themselves any).
Double Your Money
Hi Scott, My waffle-free question is this: is Saivian a scam/pyramid scheme? I searched your website but “Nothing Found”.
Saving for Our Disabled Son
Hi Scott, Our 18-year-old son has a disability. He is still at school and earning a pension, which provides him $18,950 p.
The Acorns App
Hi Barefoot, I was wondering if you could look into ‘Acorns’ and give us your thoughts. This new investing app was on the news last week.
Professional Poker Player Says “Hit Me”
Hi Scott, I am 23 years old and play poker full time. I currently earn about $150k a year.
Why Your Bank is Lying to You
Malcolm, I feel for you, brother. On Wednesday, after the banks behaved like brats by not passing on all of the Reserve Bank’s rate cut, the Prime Minister held a press conference.
Defence Force Housing
Hi Scott, We’re in our late 30s with three kids (16, 14 and 5) and a household income of $220k. Here are our assets: home $350k (owe $190k), holiday cabin $40k, boat $55k (owe $20k), Mojo $10k.
I’ve Been Nabbed!
Hi Scott, I read your column in the Herald-Sun on Saturday (“NAB-MLC Super Funds”) and became alarmed! My super fund is with MLC (Super Fundamentals, Horizon 6 -- Share Portfolio), which it seems you were saying has one of the highest fee structures (in relation to NAB).
My Husband Says I’m Playing Defence
Hi Scott, My husband is out of bankruptcy in March 2017. He now looks after our three kids, while I work full time, earning $120k.
Credit Card Roulette
Hi Scott,I've recently received an inheritance of $200k. My partner and I have $60k debt due to his past job loss coinciding with my maternity leave.
Five Questions You Need to Ask Before You Give Your Boss the Bird
Have you ever thought about flipping your boss the bird, and doing your own thing? I’m sure you have.
The Real Estate Mistakes Most First Home Buyers Are Making
“Aussie Dream is Dying” read a newspaper headline earlier in the week. I happened to be reading the article as I was waiting for a coffee.
Mixing It Up
Hi Scott, Mate, what percentage of an investment portfolio should be Aussie shares compared to international shares? Considering Aussie shares provide dividends more than international shares (which are more growth oriented), I am not sure what mix I should have.
Virtual Reality
Hey BF, I am 26 years old and have about $6k tied up in CBA and AFIC shares, with the plan of buying another $5k worth and sitting on them for as long as possible (while incrementally buying more). However, I was recently looking into investing in VR (Virtual Reality) as it seems to be the next tech hit, and apparently the time to strike is now before it blows up.
Breaking Bad (Advice)
Hi Scott, Due to bad advice 20 years ago, my wife and I put the family home in a company name which she had tried to get off the ground as a small business. We still have the company because we believe that to close it and return the property to our names would trigger a massive CGT impost.