I Saved $1,200 With ChatGPT

Hey Scott, 

I just wanted to say thank you: I finally called my health insurer and used that ChatGPT script to ask for a discount. They ended up cutting $1,200 off my premiums over the next two years! 

Mandy

Mandy,

How do I say this gently?

Well … I don't.

I NEVER said you should use AI for private health insurance!

That's like letting a robot do your prostate exam because it watched a YouTube video on squirrel grips.

Sure ChatGPT can help you sound confident on the phone. But can it tell you if that "cheaper" policy covers your dodgy hip? Or whether you’ll be whacked with an out of pocket $10k fee after a late-night kebab goes full jihad on your intestines?

Here's the truth: insurers can legally give up to 12% off your premium – but they often do it by quietly downgrading you to a junk policy with more holes than a hammock.

So by all means use AI to write your script. But when it comes to actually comparing your cover, go to privatehealth.gov.au. Yes, it looks like it was built by a retired TAFE teacher in 2004 — but it’s kickback-free and it works.

Look, I'm not anti-tech. I'm just sick of Silicon Valley tech bros flogging AI like it's Jesus in a hoodie.

Use it wisely. Your backside will thank you. 

Scott