Scott, I am usually a fan but I was rather disappointed by the way you described picking up your son from kindy in a recent column. To me your language came across as sexist, and I think we can all (especially someone in a position such as yours) be more careful in the way we phrase things.

Hi Scott ING Direct came to the market a few years back with great product called Living Super (you call this type of fund ‘SMSF Lite’ as it allows you to buy shares within super). If memory serves, it was the first super provider to offer a zero-fee balanced option and it really shook up the market.

Hi Scott, You won’t remember this because you speak to so many people each week, but I wrote to you in late November last year about being overwhelmed by receiving a payout from the Church for $175,000, and you were kind enough to give me a call. The advice you gave me was incredibly helpful.

Hi Scott, I am a high school economics teacher. This week I made your recent article ‘How Not to Raise a Spoiled Brat’ required reading for my Year 9/10 class.

Hi Scott, I have a question about ethical investing. Having done some research on ethical funds, I find myself stuck between two extremes.

Hi Scott, Sadly, my husband has just been advised that his cancer has moved to ‘terminal’ (he is only 48). We are devastated, but the reality is we have to make some hard decisions about where to go from here.

Hi Scott, I am a 30-something single renting in Sydney -- and I have saved up a $25,000 deposit towards a home. My dear dad is an expat on a whopping wage overseas but has just lost half his retirement money to his very predictable ex-girlfriend (now there’s a bad investment!

Hi Scott, I knew my mum had debt, but when she finally fessed up I was absolutely shocked. She owes $90,000 in credit cards and personal loans due to gambling and spending.

Hi Scott, I got caught up in the mining boom and bought an investment property in Karratha, WA, at the peak. While the economy was booming it was great, but now rent is just 25 per cent of what I used to get and the property has halved in value.

Hi Scott, I currently earn a good salary, save around 35 per cent of my pay, do not have any debt (other than HECS), and am a long way into saving for a deposit for a house. My husband is a second-year apprentice who earns less than half what I do.

Hey Scott, I do not have a question ... more of a suggestion.