Scott, I can’t believe the Americans could vote in such a loose cannon as Donald Trump. The experts are predicting that he will be an absolute disaster.

Dear Scott, My question to you is this. In your column you often state that couples should have their money in joint accounts.

Hello Scott, I will be 65 next year and I am in good health. I have seen a financial advisor who advised me to transfer all my AustralianSuper money ($680,000) to Netwealth and to put it under my wife’s name so I can obtain a health card.

Hi Scott, I am a 33-year-old long-term single mum with a 16-year-old son, and I am finally ready to buy my first home. I am lucky enough to be in love with my defacto partner (of 10 months), who lives with us, but am wondering if I need a ‘worst case plan’ to protect the house in case we separate.

Hi Scott, I have just won an insurance payout after seven years of fighting a rape case with the church. The payout will total $175,000 after my lawyers are paid.

Hi Scott, I grew up on a farm and have always wanted my own. My wife and I are in our late 40s.

Hello Scott, My husband and I are now retired. We spoke recently to a financial advisor about our super, which is currently in two industry funds (VicSuper and Equip Super).

Hi Scott, I am a recently widowed 33-year-old mum of a one-year-old, and I am feeling the pressure of managing my finances. My situation: I have $350,000 in savings but I owe my in-laws $170,000.

Hi Scott, My partner and I have four houses -- three are investments. Together they are worth about $1.

Hi Scott, My wife and I, both 43, are having a difference of opinion. We owe about $8,000 on our mortgage and have $60,000 in cash.

Hello Scott, I am in my 60s and earn less than $30,000 a year. I have 1,000 Telstra shares which I am considering cashing in (I would get about $5,000) to buy my son a car.

Hi Scott It’s 3AM and I can’t sleep. I am looking at buying my first home and stressing about how much I can afford.

Dear Scott, I am a 79-year-old retired lady, still active. I own my unit in Bentleigh, worth maybe $800,000.

Hey Scott, The banks were being questioned recently over their dodgy fees. So why aren’t member-owned companies -- like ASG -- in the same boat?

My daughter has a $300,000 home loan on which my wife and I have gone guarantor. The loan is split into two parts.

Hi Scott, I recently attended a forex seminar. There was limited learning but much selling of a two-day course costing $13,000.

Hi Scott, I have been diagnosed with a brain tumour and require surgery with no guarantee of an outcome. I am 44 years old, married with twins (boy and girl, aged seven).