Hi Scott, Mate, what percentage of an investment portfolio should be Aussie shares compared to international shares? Considering Aussie shares provide dividends more than international shares (which are more growth oriented), I am not sure what mix I should have.

Hey BF, I am 26 years old and have about $6k tied up in CBA and AFIC shares, with the plan of buying another $5k worth and sitting on them for as long as possible (while incrementally buying more). However, I was recently looking into investing in VR (Virtual Reality) as it seems to be the next tech hit, and apparently the time to strike is now before it blows up.

Hi Scott, Due to bad advice 20 years ago, my wife and I put the family home in a company name which she had tried to get off the ground as a small business. We still have the company because we believe that to close it and return the property to our names would trigger a massive CGT impost.

Hi Scott, I am 31 and my wife and I have a nine-month-old child. I am long overdue a career change -- my current job is driving me insane!

Hi Scott, I am retired and have a superannuation balance of around $126,000 from which I draw down a monthly pension of $1,925. I also have a current credit debt of around $4,500 which is being paid off at approximately $150 per month.

Hi Scott, I’m a 35-year-old man with a $70k annual salary, $100k in super, and a problem with gambling online (I am currently $60k in debt). The only way to control myself is to not have access to my overall finances.

Hi Scott I have made two horrible financial decisions: I bought two apartments off the plan in the Pilbara a few years ago from a dodgy ‘armchair developer’. We paid $1 million, and they are now worth maybe $500k.

Hello Scott, My husband, Trevor, has recently been diagnosed with a terminal condition. He will get a super payout of less than $100k.

Hi Barefoot, My husband works full time on his own business and I am a stay-at-home mum to three kids. We recently finished building a unit in our backyard and we have not subdivided yet, so they are on the one title.

Hi Scott Interesting article you wrote on National Fraud Week. Your article hit home.

Hi Scott, I have recently become a Barefoot member and have changed so much of what I was doing with my money. Thanks very much!

Scott, I have invested $200 a month over the last 20 years in an AMP whole of life policy. After 20 years, I have a withdrawal amount of… $64,196!

Hi Scott, My husband just inherited money from his mother in the UK. Unfortunately, the transfer to his UK bank account came through late last week as Brexit unfolded.

Hi Scott, After saving for eight years, my husband and I finally have a deposit to buy a family home. So there would be no nasty surprises when applying for a loan, we ordered copies of our credit files.

Hi Scott, My wife and I used to have three investment properties -- and we hated every minute of it. Now we own our house outright, and it’s a bloody good feeling.

Hi Barefoot, I am 21 and in my third year of a medicine degree. I have just found out that I will be receiving a generous $100k inheritance from my late grandfather to be held in trust until I am 25.