Hello Scott,I don't have a question. I just want to congratulate you on your commonsense approach to financial issues.

Hi Scott,I recently lost my beautiful husband unexpectedly. Unfortunately we didn't have a will.

HI Scott, My partner left me in a poor financial state when he broke up with me. My house is worth $275k and I own $90k of it.

Hi Barefoot, My husband and I have a goal of buying a house in four or five years. Our goal is to have a 20 per cent deposit for a $1 million dollar house.

Hi Scott, My knight in shining armour showed up! The trouble is, with him came the henchmen that are credit card debt, a Cash Converters loan, a jewellery store loan (from when he proposed to his ex), and a monster Telstra bill -- all up around $15,000.

Barefoot, We are huge fans -- we religiously read your columns every week. We are in our 40s and earn around $140k between us.

Hi Scott, My partner and I earn great money, close to $400k a year. After years of splurging on kids, cars, houses and fantastic holidays, we are finally sorting out our ‘stuff’.

Hi Scott, I am negotiating with my ex-husband on our separation. It has been a long and arduous process, mainly because he is a lying scumbag and has no regard for anyone but himself.

Hi Scott, I made a huge mistake years ago and ended up in jail. I got out, put it all behind me, and found a job.

Scott, I read you religiously, so I think I know your thoughts, but I’m just checking. My AMP-administered super fund financial planner charges me a management fee of 2.

Hi Scott, You often quote an ‘800-fold increase’ in the share market in the last 100 years. As an investor in blue chip stocks for the last 25 years, this regrettably has not been my experience, nor do I have 75 years left for this to right-size itself.

Hi Scott, I am at a low point. I have been with my partner for a year now, and I know she is ‘the one’.

Scott, We were initial and ongoing ‘barrel investors’ in the Nant Distilling Company whisky investment scheme you warned about recently. We encountered extreme resistance and delay in paying out our first investment, and we are now seeing similar tactics with our next payouts, despite the recent bad publicity from you.

Greetings Scott, I am 65 and in the process of beginning a transition-to-retirement strategy. I am very worried about the monetary future of the world (have just read a booked called The End of Australia).

Scott, I need your help. It’s about my partner.

Hi Scott, I’m in my mid-40s and making $600k a year (with bonuses). We have a house worth over $2 million fully paid off, about $850k in cash and $250k in super.